How to Use PayPal. PayPal is one of the most popular and trusted ways to send and receive money online. Using PayPal is simple once you set up an account. PayPal is an online tool for safely storing your bank account and card details, so you don't have to type them into a website when shopping or selling online. You don't need a backup source of funds when you use eCheck. PayPal balance: If someone sent you money through PayPal or you've sold something on eBay.
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